Transforming the payments process with secure, Instant Payment solutions

Optimize your cash flow management and ensure timely payments with secure, real-time transactions through Commercial Online Banking. Instant Payment allows for immediate funds transfers, providing you with instant visibility into transaction outcomes and helping you avoid costly late fees.

Overcome the delays and risks associated with traditional payment methods and take control of your financial operations.

Enjoy the benefits of Instant Payment

Payor

 

  • Send payments instantly, avoiding late fees

  • Payment confirmation within seconds reduces delays and reprocessing

  • Gain more financial control and optimize cash flow management with payment flexibility

Payee

 

  • Immediate access to funds that are non-reversible

  • Visibility into transaction outcomes increases with payment confirmations

  • Simplified reconciliation with availability of enhanced transaction data

Within Commercial Online Banking, you can also take advantage of the perks of receiving real-time payments from debtors who utilize an Instant Payment
enabled institution.

Maximize your payment tools

Business man working on laptop

Commercial Online Banking

 

Easily track all of your payables data with our comprehensive online commercial banking services. The Umpqua Commercial Mobile app allows you to track invoices, check balances, search transactions, transfer funds, and deposit checks to permitted accounts from anywhere.

Commercial cards

Commercial Card

 

Streamline spending for travel, entertainment, purchasing, and fleet expenses using a single platform with our Commercial Card program. Count on our skilled team to determine the most effective mix of payment options and reporting tools to support your unique payment needs.

Commercial cards

Standardizing wire payments with ISO 20022

 

The payments industry is undergoing a standardization process to utilize the same message format across various payment systems. As a result, domestic and international wires will be moving to this new format in 2025 and away from proprietary formats.